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Writer's pictureFerguson Insurance Services

Why work with an Agent?


Did you know that working with an Insurance Agent is a free service?

Your rate will not be higher because you worked with an agent.

In fact, we may be able to get you a lower premium!


Education is key when purchasing an insurance policy. We are your teacher!


Do you know what a deductible is?

A cartoonish family standing under an umbrella on a stormy day

What is a "Maximum Out of Pocket"?

Is there a difference between "Actual Cash Value" and "Replacement Cost" ?

What is "Full Coverage"?

What if Mt. Rainier erupts?!

What happens if I get into an accident?

What if someone is hurt at my home?

What do I pay if I go to the hospital?


A hand making checkmarks in a row of boxes.

You need to know how your policy is going to work for you. You may be over/under insured.


We are not here to sell you something you don't need. We are here to make sure that you have the plan that fits your needs. Every aspect of your life is unique. There isn't a "One-size-fits-all" plan. Your home, health, belongings, vehicles, hobbies, family, finances, career, etc... are all considered when choosing any type of insurance plan.


Did you consider all of these things when you purchased your car insurance? Your home policy? We'll even consider these when assisting with a health plan.


We don't just sell you a plan and wave "goodbye". We continue working for you.


When was the last time you reviewed your policies? A year ago? Two years ago? Never?

We do that for you-every year!


Did you recently experience a rate change? We can explain and make sense of it for you.


Are you considering filing a home/auto claim? You may want to talk to us first. We help advise.


Has your financial state changed? Time to reassess!


Your protection is our responsibility. We protect your home, your family, your assets, your well-being, your future....


Come work with us! The coffee is on!




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